Medicare for All Would Cut Taxes for Most Americans

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Over a dozen Washington single-payer advocates attended the National Single-Payer Conference held in Portland, OR October 18-20.  The conference was sponsored by Labor Campaign for Single-Payer and Healthcare-NOW. Check out the conference, including recorded sessions,  here.

One of the primary messages from Mark Dudzic, National Coordinator of Labor Campaign Single-Payer, is that right now, as we gather with friends and family for Thanksgiving and the Winter Holidays, we need to inoculate people against the propaganda and attacks from the formidable opposition to Medicare for All and single-payer from the health care industry and their Republican and Democratic allies. 

Here’s an article, that addresses one of those attacks: “Your taxes will go up. It will cost you more.” Two economists argue the opposite:

Not only would universal healthcare reduce taxes for most people, it would also lead to the biggest take-home pay raise in a generation for most workers

Health care premiums, they argue, are taxes.

Although they are not officially called taxes, insurance premiums paid by employers are just like taxes – but taxes paid to private insurers instead of paid to the government. Like payroll taxes, they reduce your wage. Like taxes, they are mandatory, or quasi-mandatory.

Working and Middle-Class Americans spend between 30 and 40% on taxes and health care. Further, they point out that healthcare premiums are a regressive tax. $15,000 for health care to a middle-class person such as a secretary earning $50,000  is a huge hit to income and affordability as compared to $15,000 spent by a millionaire for the same health care.

Emmanuel Saez and Gabriel Zucman are economics professors at the University of California, Berkeley, and the authors of The Triumph of Injustice: How the Rich Dodge Taxes and How to Make Them Pay, from which the article is adapted.

Emmanuel Saez
Gabriel Zucman

Trump’s Ghoulish Threats to Medicare

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Pro-Corporation Rather Than Pro-Patient

Trump’s most recent Executive Order on Protecting and Improving Medicare for Our Nation’s Seniors is the worst kind of evil: the evil you don’t see coming. Disguised as an effort to “save Medicare,” it is a wolf in sheep’s clothing. It is a giveaway to corporate insurers who sell Medicare Advantage plans. Now, these corporate insurers have the green light to cherry-pick the healthiest of seniors and others relying on Medicare, and to use all of their tricks to avoid paying the bill — narrow networks, no out of state coverage, high deductibles, etc.
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It is no surprise that Trump would go after Medicare. It is something he campaigned on, after all. But don’t be fooled by the spin! It is actually an attempt to weaken Medicare by allowing Big Business to compete with Medicare and charge more, and make a big profit while they’re at it — and it is subsidized by the majority of beneficiaries who are in traditional Medicare.

“… to the extent there are improvements they are all focused on the private Medicare Advantage plans that are by most measures overpaid compared to normal Medicare,” Paul Van de Water of the liberal think tank Center on Budget and Policy Priorities said of the plan. “The Executive Order continues to privilege the Medicare Advantage plans and make some proposals that could disadvantage two-thirds of the Medicare enrollees.”

Vox, Oct 7, 2019

Read on for the October 3, 2019 Statement of Eagan Kemp, Health Care Policy Advocate, Public Citizen

Note: Today, President Donald Trump issued an executive order that would harm seniors and others who rely on Medicare by weakening protections for seniors in traditional Medicare and undertaking efforts to push more Americans into Medicare Advantage plans, where they may face denials of care and limited doctor or hospital choice. These changes would cost the government more while threatening the long-term solvency of Medicare.

It is unsurprising that this administration would mislead Americans with lies about “Keeping the Government’s Hands Off Medicare,” but that is exactly what this order does. It is just one more example of an administration focused on ending access to affordable health care, whether through sabotaging the Affordable Care Act, seeking to harm immigrants’ access to care or cutting Medicare. The uninsured rate has risen under this administration, due to its reckless and immoral actions.

This order serves only the powerful corporations that seek to profit off the health care of seniors. By continuing to allow Medicare Advantage plans to cherry-pick healthy seniors while leaving the sickest to be covered through traditional Medicare, these plans threaten access to health care for seniors and people with disabilities as well as the solvency of Medicare in the long term. By failing to hold pharmaceutical companies accountable for price gouging and patent abuses, this order ensures that Americans will continue paying the highest prices in the world for drugs.

This administration seeks to ensure that health care titans can continue to line their pockets while seniors and working families struggle to get the care they need. As with so many other issues, the president’s health care agenda is bought and paid for by the corporate interests that profit off our broken status quo.

But the people are tired of getting a raw deal. That is why Medicare for All remains popular with a majority of Americans. By improving Medicare and expanding it to everyone in the U.S., Medicare for All would ensure that Americans can finally get the care they need when they need it, regardless of income.

State-Based Universal Health Care Act of 2019 is on the Way

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HCHR-WA Co-Chair David Loud will announce that Rep. Ro Khanna (CA-17) will be introducing the State-Based Universal Health Care Act of 2019 by the end of the year at the National Single-Payer Conference in Portland, OR this weekend.

The State-Based Universal Health Care Act responds to the calls for complete access and greater affordability of health care for all Americans coupled with a uniquely American tradition–namely, capitalizing on the role of states as incubators of policy from our founding. As such, states should be able to provide health care for all.

This bill enables states to bring health care costs under control for the first time with several tools: (1) greatly expanding the risk pool; (2) eliminating much of the administrative and profit-oriented cost of private insurance plans, estimated to represent 15-30 percent of American dollars spent on health care; (3) allowing the creation of global health care budgets with negotiated reimbursement rates for all providers; and (4) reorienting health care towards prevention and primary care.

In Washington State, the SBUHC Act would make it possible to implement a single-payer system. It would offer the same federal support needed by nearly 20 other states, including California and New York, that are working to achieve universal and affordable health care for all their residents.

Following is a Summary of the Bill presented at the 2019 National Single-Payer Conference in Portland:

Sec. 1 Short title and purpose
Bill is referred to as the ‘State-Based Universal Health Care Act of 2019’ and describes its purpose as providing flexibility for states to offer comprehensive universal health care coverage to all residents in a given state and/or regional state collective.

Sec. 2 Waiver for State Universal Health Care
Creates a new State Innovation Waiver in the Affordable Care Act (P.L. 111-148) with a provision that allows states to combine several federal health care funding streams if the state offers a comprehensive universal health care plan that guarantees all residents of their state are covered. To be eligible for this waiver, states would have to provide a detailed description for enacting a comprehensive universal health care plan and provide an implementation plan for meeting the requirements of the waiver.

Implementation plans would have to show how states would provide health care for 95 percent of their residents, with no more than five percent spending over 10 percent of their adjusted gross income on health care. After five years, participating states would be required to demonstrate that they reached these targets and provide a plan to cover the remaining five percent of their population. States that do not reach the 95 percent target after five years would have to revise their plan to achieve the targets. Technical assistance would be available.

It makes clear that the benefits provided by states have to be equal to or greater than that which beneficiaries receive now. An independent assessment panel, made up of health care experts and officials, would evaluate for the Secretary of Health and Human Services (HHS) whether a particular state’s proposal meets the requirement of providing as much as or more coverage than the individual streams. Also, the state would have to provide an assurance that it has the legal authority to implement its universal health care plan.

In order to combine streams of funding, provide flexibility, and allow for states to offer comprehensive universal health care, provisions in law that are waived pursuant to this bill include: (1) the requirements for the establishment, creation and maintenance of health benefit exchanges; (2) cost-sharing reductions under the ACA; (3) premium tax credits and employer mandates under the ACA; (4) Medicare; (5) Medicaid; (6) CHIP; (7) FEHBP; (8) TRICARE; and (9) ERISA pre-emption provision.

Waiver consideration and transparency. Not later than six months after enactment, HHS will issue regulations that provide for public notification and comment, a process for the waiver application process and reporting on the implementation and evaluation process. The HHS secretary will provide Congress an annual report on the applications received and programs conducted through the waivers granted.

Regional waiver request. Allows two or more states the option of submitting a waiver application together.

Granting of Waivers. Underscores that state coverage, among other things, would:

  • be no less and cost no more than what residents would have received under the federal program;
  • provide coverage and cost-sharing protections against excessive out-of-pocket spending;
  • include all state residents, including DACA recipients, but exempts from these requirements those eligible for benefits through the Indian Health Service, the VA, ​and military treatment facilities.

Coordination between HHS, Treasury, Office of Personnel Management, Defense, and Labor is required though an interagency MOU to ensure that all regulations are administered to have the same effect absent a waiver.

Frequently Asked Questions

  1. Why is this legislation needed?
    The State-Based Universal Health Care Act responds to the calls for complete access and greater affordability of health care for all Americans coupled with a uniquely American tradition–namely, capitalizing on the role of states as incubators of policy from our founding. As such, states should be able to provide health care for all.
  2. Previous iterations of this bill supplanted ACA Sec. 1332 State Innovation Waivers, but this is a new waiver. Why did you make this change?
    Unlike Sec. 1115 waivers, which some states have used to implement harmful Medicaid work requirements, Sec. 1332 waivers have been used by states across the political spectrum to reduce health care costs for residents. In order to prevent perfect from being the enemy of good, this bill leaves 1332 waivers in place, while creating a new waiver option for bold states that wish to implement true universal health care programs.
  3. Why did you select these funding streams to be the basis of the state-based universal health care program?
    These are the streams of federal dollars that cover the greatest number of people and will be most important for states’ ability to properly fund the ambitious programs necessary to achieve universal health care coverage.
  4. How will this bill affect the cost of health care for individuals, employers, states and the federal government?
    This bill enables states to bring health care costs under control for the first time with several tools: (1) greatly expanding the risk pool; (2) eliminating much of the administrative and profit-oriented cost of private insurance plans, estimated to represent 15-30 percent of American dollars spent on health care; (3) allowing the creation of global health care budgets with negotiated reimbursement rates for all providers; and (4) reorienting health care towards prevention and primary care.
  5. I am satisfied with my current healthcare coverage. Am I able to keep it?
    Under this proposal, the coverage you receive for health care will be either equal to what you currently receive or more expansive. You will have a free-choice of providers. Everyone in your community will have health care.
  6. How much will this cost me?
    Combining streams, negotiating discounts with providers and eliminating inefficiencies will help drive your out-of-pocket costs down. In the end, your costs will depend on how each state devises its own individual state-based universal health care program.

Background

In June 2018, Representative Pramila Jayapal (WA-07) introduced the State-Based Universal Health Care Act of 2018 (SBUHCA-HR 6097). HCFA and other advocates worked with Rep. Jayapal to develop this proposal.

In Rep. Jayapal’s words:

“At the federal level, as we work towards ensuring a Medicare-for-All-type single payer​ system, we should also be building on the expertise and energy that resides at the state level. In fact, throughout our nation’s history, our states have served as the incubator of democratic ideas and ideals.”

Click here for a PDF of this information and a FAQ Sheet.

Many thanks to One Payer States for providing the Bill Summary and FAQs.

Health Equity, the Underinsured, and Advantages of Single-Payer

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Takeaways from First Universal Health Care Work Group

What You Can Do: Watch the TVW recording of the first UHC Work Group meeting. Read the Budget Proviso that funded the Work Group, and posted meeting materials

Provide public comment by Friday, September 27 at 5 pm.

Next meeting: November 1, 2019 in Olympia.  More Meetings here.


We are excited to report that the first Universal Health Care Work Group met last Friday in Olympia. Health Care is a Human Right-WA has three Steering Committee members on the 33 member UHC Work Group: Sybill Hyppolite (SEIU 1199), Bevin McLeod (Alliance for a Healthy Washington) and Kelly Powers (Exchange Consumer). It was energizing to see so many medical, community and labor allies from around the state on the committee and in the audience.

Rep. Nicole Macri (LD-43) , Senators John Braun (LD-20) and Emily Randall (LD -26) attended the meeting. Rep. Schmick (LD-9) was not in attendance.

After discussing the Work Group’s directive from the legislature in the Budget Proviso, there were two presentations: Health Coverage in Washington State and the Washington State Institute of Public Policy (WSIPP) Studies, Single-Payer & Universal Health Care Systems.

Here are key takeaways from Kelly Powers, Washington Health Benefits Exchange Consumer (the ACA) serving on the Universal Health Care Work Group & representing Health Care for All – WA on the HCHR-WA Steering Committee:

1) Work Group members offered the following additional Single-Payer advantages that were not presented during the WSIPP presentation:

  • Controls costs by negotiating reimbursement rates and drug prices
  • Alleviates the high costs of delayed health care
  • Reduces the need for expensive legal action to recover medical costs
  • Ends medical debt
  • Ends job lock

2) Information about underinsured Washingtonians, and the impact of health care expenses on the family budget was lacking. We believe the Work Group members need this information to inform our work.

3) There are important things to learn from initiatives around the state, such as Accountable Communities of Health and tribal health systems.

4) Several Work Group members brought up health equity and affordability. Note: The Robert Wood Johnson Foundation says, “Health equity means that everyone has a fair and just opportunity to be as healthy as possible. This requires removing obstacles to health such as poverty, discrimination, and their consequences, including powerlessness and lack of access to good jobs with fair pay, quality education and housing, safe environments, and health care.”

Members encouraged the Work Group to be culturally attuned.

5) Public testimony urged the Work Group to look at the Basic Health Plan work in the 1990s to see what could be learned and used.

An oncologist from Spokane also gave public testimony that patients and doctors agree our health care system is broken.

6) The Work Group needs to hear from you! We need more voices of people struggling with current health care system

All in all, it was a solid start at laying out the issues and coming together to work through the challenges.

updated Sept 27, 2019

Universal Health Care Work Group Roster & Meetings

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Work Group Members

Work Group Roster

Past UHC Work Group Meetings

1) Friday, September 20, 2019, Olympia
Watch the TVW recording of the first UHC Work Group meeting. Read the budget proviso and meeting materials.

For more details, see the Health Care Authority UHC Group website

Future Meetings

The Health Care Authority has revised the original schedule of meetings. There are now two fewer meetings scheduled.

* Changes are starred.

All meetings are from 1-5 pm.

2) Monday, December 9, 2019, Olympia, TBD*
3) February 2020, TBD
4) Wednesday, April 22, 2020, Seattle, TBD
5) Wednesday, June 24, 2020, Spokane, TBD
6) Tuesday, August 25, 2020, Olympia, TBD
7) September 2020, Olympia, TBD*
8) Thursday, October 15, 2020, Olympia, TBD

Updated October 9, 2019

The Universal Health Care Work Group Budget Proviso

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The budget proviso contains the directions for the formation of, and the work of, the Universal Health Care Work Group. The budget proviso, which is like a line item in a budget, was passed in the House Budget HB 1109, Section 211, on pages 135 & 136 at the end of the 2019 Legislative Session:

(57) The health care authority is directed to convene a work group on establishing a universal health care system in Washington. $500,000 of the general fund—state appropriation for fiscal year 2020 is provided solely for the health care authority to contract with one or more consultants to perform any actuarial and financial analyses necessary to develop options under (b)(vi) of this subsection.

(a) The work group must consist of a broad range of stakeholders with expertise in the health care financing and delivery system, including but not limited to:

(i) Consumers, patients, and the general public;
(ii) Patient advocates and community health advocates;
(iii) Large and small businesses with experience with large and small group insurance and self-insured models;
(iv) Labor, including experience with Taft-Hartley coverage;
(v) Health care providers that are self-employed and health care providers that are otherwise employed;
(vi) Health care facilities such as hospitals and clinics;
(vii) Health insurance carriers;
(viii) The Washington health benefit exchange and state agencies,including the office of financial management, the office of the insurance commissioner, the department of revenue, and the office of the state treasurer; and
(ix) Legislators from each caucus of the house of representatives and senate.

(b) The work group must study and make recommendations to the legislature on how to create, implement, maintain, and fund a universal health care system that may include publicly funded, publicly administered, and publicly and privately delivered health care that is sustainable and affordable to all Washington residents including, but not limited to:

(i) Options for increasing coverage and access for uninsured and underinsured populations;

(ii) Transparency measures across major health system actors, including carriers, hospitals, and other health care facilities, pharmaceutical companies, and provider groups that promote understanding and analyses to best manage and lower costs;

(iii) Innovations that will promote quality, evidence-based practices leading to sustainability, and affordability in a universal health care system. When studying innovations under this subsection, the work group must develop recommendations on issues related to covered benefits and quality assurance and consider expanding and supplementing the work of the Robert Bree collaborative and the health technology assessment program;

(iv) Options for ensuring a just transition to a universal healthcare system for all stakeholders including, but not limited to, consumers, businesses, health care providers and facilities, hospitals, health carriers, state agencies, and entities representing both management and labor for these stakeholders;

(v) Options to expand or establish health care purchasing in collaboration with neighboring states; and

(vi) Options for revenue and financing mechanisms to fund the universal health care system. The work group shall contract with one or more consultants to perform any actuarial and financial analyses necessary to develop options under this subsection.

(c) The work group must report its findings and recommendations to the appropriate committees of the legislature by November 15, 2020. Preliminary reports with findings and preliminary recommendations shall be made public and open for public comment by November 15, 2019, and May 15, 2020.

Action Alert: Reauthorize the Community Health Centers Fund Now!

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According to the Washington Association of Community Health, community & migrant health centers in Washington serve more than 1.1 million residents at over 300 clinic sites, offering primary, preventive & supportive health services.
Don’t Let Funding for CHCs Expire. We strongly urge our friends in Congress to support a long-term re-authorization of the Community Health Centers (CHCs) Fund before the funding authorization expires on September 30. We encourage you to share this Action Alert with your own organizations.

Washingtonians Count on CHCs. In Washington State, Community Health Centers serve over 1.1 million patients annually. CHCs are community-based, nonprofit health care providers that serve individuals and families in medically underserved areas or medically underserved populations. They welcome everyone who walks through the door, regardless of ability to pay, and are governed by patient-majority boards. Additionally, they provide a host of services beyond what you’d expect to find in a traditional doctor’s office, including language and transportation assistance, referrals to food and housing assistance programs, and family case management. See map of Washington CHCs below.

CHCs Rely on Federal Funding. For over 50 years, America has relied on CHCs to provide comprehensive primary care, dental, and behavioral health services to underserved communities. CHCs have relied on federal grants to do this critical work. Over 70 percent of the funding for these grants program comes from the $4 billion Community Health Center Fund, allowing CHCs to:

  • Provide care for the uninsured;
  • Establish new clinics in hard-to-reach communities;
  • Expand the scope of their services, including responding to national and regional health crises like the opioid use disorder epidemic or local measles outbreaks; and
  • Invest in services like transportation and care coordination to make a more meaningful impact in the lives of the individuals and families they serve.

Preserve this Vital Safety-Net. Long-term funding will allow CHCs to more thoroughly plan for the future, expand services for patients, and reduce the uncertainty caused by year-to-year funding renewals. Now is not the time to reduce the safety net for Americans who are struggling to survive our health care crisis.

CHCs Are Critical for Universal Health Care. The CHCs are the largest and most successful primary care system in the US. located in all 50 states and territories. They must be a key part of any universal health care system.

What You Can Do Now

Please take a few minutes to do any or all of the following quick actions today. We want to keep the pressure on your Members of Congress!

Thank them for their efforts to date. Ask them to take action as soon as possible to extend health center mandatory funding before the September 30th deadline — as much funding as possible (room for growth) for as long as possible (stability).

1. Email Your MOCs
2. Tweet Your Senator
3. Tweet Your Representative

Thanks to the National Association of Community Health Centers for this Action Alert.